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Posted Apr 8, 2026

Software Engineer II, Backend (Credit Decisioning)

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Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest. The role focuses on building the foundations and credit levers for scaling underwriting and providing responsible access to credit, while collaborating with cross-functional partners to ensure significant business impact.


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Company Overview

  • Affirm is a financial technology services company that offers installment loans to consumers at the point of sale. It was founded in 2012, and is headquartered in San Francisco, California, USA, with a workforce of 1001-5000 employees. Its website is https://www.affirm.com.