Sage Home Loans Corporation is a digital mortgage lender redefining the mortgage origination experience. As a Mortgage Loan Closer, you will ensure seamless and timely loan closings while collaborating with various stakeholders to maintain compliance and customer satisfaction.
Responsibilities
- Serve as a key point of contact for all parties throughout the closing process, including Loan Officers, Realtors, Borrowers, Attorneys, and Title Companies
- Manage loan closings to meet contract deadlines and rate lock expiration dates
- Close Conventional, FHA, and VA residential mortgages
- Ensure loan files and documentation comply with company, investor, and regulatory standards
- Verify that documents are drawn within posted turn times and consistently meet deadlines
- Process a minimum of 3 files per day during standard business operations, with flexibility for changing volume as directed by management
- Reconcile and approve Closing Disclosures, ensuring accuracy and compliance
- Review Closing Disclosures with borrowers and schedule closings
- Prepare and deliver complete, compliant closing packages
- Maintain organized and accurate digital filing of all documentation using system checklists and job aides
- Collaborate with processing, underwriting, and post-closing departments to resolve issues and ensure completeness of closing packages
- Develop an in-depth understanding of the entire loan lifecycle to anticipate and manage dependencies within the closing process
- Perform other duties as assigned
- Maintain customer satisfaction scores of 4.75 or higher
Skills
- Solid understanding of TRID guidelines and compliance requirements
- Exceptional attention to detail and commitment to accuracy
- Strong written and verbal communication skills
- Ability to manage multiple priorities independently while meeting deadlines
- Proactive and dependable work ethic with a strong sense of urgency
- Experience with Conventional, FHA, and VA loan programs
- Working knowledge of Encompass loan origination software
Benefits
- Health Insurance Coverage (medical, dental, and vision)
- Life Insurance
- Short and Long-Term Disability Insurance
- Flexible Spending Accounts
- Paid Time Off
- Holiday Pay
- 401(k) with match
- Employee Assistance Program
- Paid Parental Bonding Benefit Program
- Flexible Paid Time Off (PTO): We believe time to rest and recharge is essential. That’s why we offer a generous and flexible PTO policy. Full-time employees accrue 20 days of PTO for a full calendar year annually, with an increase to 25 days after five years of service.
Company Overview
We are going to revolutionize the industry by making mortage simple. It was founded in 1999, and is headquartered in Santa Ana, California, USA, with a workforce of 201-500 employees. Its website is http://lenoxhomeloans.com.